Date: Tuesday, October 20th

Time: 12:00pm-1:00pm

From four different perspectives, we’ll hear ideas on how to recruit and retain a more diverse workforce, revisit the Dodd Frank Act of 2010 which requires companies to come up with a plan to become more diverse, listen to statistics on how to grow your mortgage business as the United States (and WA State) becomes more diverse (stats will be for LOs and also managers and company owners) and consider ideas for how to attract more diverse members for our association and for our board.



John Smith, Sr. Manager, Mortgage Sales – BECU

John Smith is a Consumer Lending and Mortgage Sales Professional. He has been in the industry since 1980. Currently serving as Sr. Manager, Mortgage Sales with BECU. He leads a team of Mortgage Professionals in South Sound and Greater Puget Sound who provide communication and service to the BECU Membership. John is married, has three adult children and one grandchild in the oven! He enjoys motorcycle road-trips, gardening and family time.


Tony Thompson, CMB, Founder and CEO – National Association of Minority Mortgage Bankers

The driving force behind NAMMBA is Tony Thompson, CMB, a longtime mortgage industry executive who launched this organization in 2016. In the past three years, NAMMBA has seen its visibility enhanced as the industry seeks to diversify its employee base–an especially crucial consideration when one realizes that the average age of a loan originator is 54 and there is no great new wave of young talent coming in to carry on the work when today’s originators become tomorrow’s retirees.

Among the nation’s trade associations focused on the real estate finance world, the National Association of Minority Mortgage Bankers (NAMMBA) stands out for having the primary goal of creating and maintaining a profession that resembles the customer base in the marketplace.

“NAMMBA is a purpose-driven organization that is dedicated to the inclusion of minorities and women in the mortgage industry who are advocates for sustainable homeownership in local communities,” says the organization in its mission statement.

MJ Watkins, AMP | Director, Corporate Relations

Radian Guaranty

MJ Watkins is the Director of Corporate Relations at Radian with responsibilities for building and maintaining Radian’s reputation as a thoughtful corporate and community partner. She is responsible for managing all facets of Radian’s relationships with housing/real estate organizations aligned to underserved market segments inclusive of first-time homebuyers, diverse segments and those with modest incomes. Additionally, she has specific responsibility for advancing Radian’s Corporate Responsibility program including project management roles within Corporate Philanthropy, Environmental, Social and Governance (ESG) as well as Inclusion & Diversity.

MJ has 15 years in the industry and has achieved the Accredited Mortgage Professional (AMP) designation from the Mortgage Bankers Association (MBA). She is the current chairwoman of the Charlotte Crown Black Realtist Association, local chapter of the National Association of Real Estate Brokers (NAREB) and has her real estate license in both North Carolina and South Carolina. Additionally, she sits on AREAA’s Corporate Advisory Council. MJ is a charter member of the Progressive Mortgage Women of Charlotte, local chapter of the National Association of Professional Mortgage Women as well as a Platinum member of the Congressional Black Caucus Institute.

MJ is a Diamond Life member of Delta Sigma Theta Sorority, Inc. She is married to her sweetheart, Carlos and resides in Charlotte with their daughter, Morgan who is their princess!

Bernard Nossuli | COO


Bernard manages finances and operations at iEmergent, working closely with our analytics team and a select group of clients to ensure that they are leveraging our data and Mortgage MarketSmart effectively. Also a member of the original iEmergent team, Bernard developed many of iEmergent’s original forecasting models and analytical tools. His professional experience spans multiple industries, including Wells Fargo Home Mortgage, multiple years in the consulting practice at PriceWaterhouse Coopers, and seven years in finance at DuPont-Pioneer. Now he’s back at iEmergent, leveraging his management experience, an MBA from Georgetown, a Project Management Professional (PMP) designation, and his Six-Sigma Green Belt.


Panel Moderator

Tony Fernandez | Sr. Account Manager

Radian Guaranty

Tony Fernandez is 20+ year mortgage industry veteran who has held many roles in the mortgage industry including Loan Officer, Underwriter, Director of Product Development, Capital Markets Manager and most recently, Senior Account Manager at Radian Mortgage Insurance. For the past 5 years Tony has covered Washington, Northern Idaho and recently added Alaska and Hawaii as markets he covers for Radian. He enjoys educating his customers on the benefits of MI and is always ready to help structure a loan. Tony has been married for 22 years to his wife Trisha and has 2 children, Cruz who is 17 and Ava who is 12. In his spare time, Tony enjoys kayaking and paddle boarding, but his passion is coaching his daughter’s flag football team.