Beginning his career as a Loan Officer, for over 15 years Jim DeMarco has risen through the ranks in the mortgage industry holding a variety of leadership positions throughout the sales, operations and fulfillment areas. Prior to his current role of Branch Manager at Flagstar Bank, Jim was the Region Manager for M&T Bank’s Wholesale operation in Arizona and also M&T’s Region Manager in Washington where he oversaw all facets of the operation for both their Retail and Wholesale lending channels. In 2015, after M&T Bank exited the market, Jim joined the exciting hybrid-lending platform of Flagstar Bank. Jim helps clients make effective financial decisions by showing them a new way of thinking about their mortgage – not just as a loan based on rates, ratios and guidelines, but as something with the potential to dramatically shift their financial situation now and into the future. He has played an active role in the mortgage community, most recently as an Executive Board Member of the Washington Mortgage Bankers Association. Jim is originally from Buffalo, NY where he earned his Bachelor’s degree in Management from Canisius College and was recognized with their Management Academic Excellence Award.